Storm Damage Claims

Property damage is complicated. Getting the right help shouldn't be.

We connect homeowners with licensed professionals — contractors, public adjusters, and attorneys — who specialize in property insurance claims. Whether you’re just starting the process, waiting on an adjuster, or dealing with a denied claim, we match you with someone who knows exactly how to help. There’s no cost to get started, and no obligation to move forward. Our goal is simple: make sure you have clear, honest guidance from people who do this every day.

Get Your Free Claim Review

Two minutes. Zero cost. A licensed Florida specialist will reach out within 24 hours.

Full Name *

Phone Number *

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Property ZIP Code *

Type of Damage *

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Licensed Florida Specialists · No Recovery, No Fee

The numbers Florida insurers don't advertise

30–40%

More recovered on average with professional help

$0

Upfront cost to get started

24 hrs

From form submission to specialist contact

How We Do It

A Clear Path to the Support You Need — Every Step of the Way

Our straightforward process is designed to connect homeowners with the right professionals quickly and confidently. From your first conversation to the final resolution, every step is focused on making the experience simple, transparent, and stress-free.

01

Share the Details

Fill out a short form or give us a call. We'll ask about what happened, when it happened, and where things currently stand with your insurance company. It takes about two minutes, and there's no paperwork to gather beforehand.

02

We Match You With the Right Specialist

Based on your situation, we connect you with the professional best suited to help — a contractor for damage assessment, a public adjuster for negotiation, or an attorney if your claim was denied. Every specialist in our network is licensed, insured, and vetted before they ever speak with a homeowner.

03

Your Specialist Manages the Process

From inspection to documentation to negotiation with your insurer, your specialist handles the details. They work on contingency, meaning they're paid a percentage of what they recover for you — so their incentive is the same as yours: the best possible outcome.

Most claims move from first contact to settlement in 2–6 weeks. Disputed or denied claims can take longer, and your specialist will keep you informed at every stage.

Coverage

Storm damage your Florida policy should cover

If you’ve experienced any of these, your homeowner’s policy almost certainly owes you money. The question is how much.

Hurricane & Named Storms

Wind, water intrusion and structural damage caused by named tropical systems, including hurricane deductible disputes.

Wind & Hail

Roof uplift, granular loss, soft metal damage, screen enclosures and detached structures from severe Florida thunderstorms.

Water & Flood

Sudden internal water loss, roof leaks following storms, and coordination with separate flood policies when applicable.

Roof Damage

Full and partial roof replacement, matching disputes, code upgrades and Florida's specific roof condition rules.

Mold & Hidden Damage

Mold from covered water losses, behind-the-wall damage and items insurers routinely overlook on first inspection.

Hurricane & Named Storms

Wind, water intrusion and structural damage caused by named tropical systems, including hurricane deductible disputes.

benefits

Benefits of Working With Us

Higher recovery on average. Homeowners who use a professional typically recover significantly more than the insurer's initial offer.
No upfront cost. Specialists in our network are paid only when you are.
Fast response.Most homeowners hear from a specialist within 24 hours of reaching out
Licensed, vetted professionals.Every contractor, adjuster, and attorney we work with is verified before referral.
Support for every claim type. Storm, fire, water, mold, roof damage, and denied or underpaid claims.
You stay informed and in control. Nothing moves forward without your approval.

A free review takes a few minutes and carries no obligation. Most homeowners who skip this step simply don’t know what their claim is actually worth.

Why insurers underpay

The unfair advantage Florida insurers count on

Insurance companies have entire teams of adjusters, lawyers and accountants whose job is to pay you as little as they legally can. Here’s how the average homeowner gets out-resourced.

01

We Connect You With the Right Expert

Tell us about your damage and we'll match you with a licensed professional whether that's a roofer, public adjuster, or attorney. Expect a call or message within 24 hours.

02

Your Policy Is Written to Confuse You

Sub-limits, hurricane deductibles, ACV vs. RCV, and ordinance & law endorsements — insurance companies use complex language that's nearly impossible for homeowners to navigate on their own.

03

They Count on Your Patience Running Out

Endless document requests, slow responses, and lowball settlements — it's a deliberate strategy to wear you down until you accept whatever they put on the table.

04

A Closed Claim Doesn't Mean It's Over

What insurers call "final" rarely is. Most denied or underpaid Florida claims can still be reopened, appealed, or supplemented often for significantly more than the original offer.

Why We Do This

Leveling the Playing Field for Homeowners

Insurance companies are well-resourced. They employ adjusters and legal teams whose job is to manage claims in the insurer’s favor — that’s simply how the business works. Most homeowners file a claim once or twice in a lifetime, while an insurance adjuster processes hundreds every year. That imbalance often results in underpaid or denied claims that go unchallenged, simply because homeowners don’t know what to ask for.

We built this company to close that gap. By connecting homeowners with experienced professionals, we make sure claims are evaluated fully and negotiated properly — not settled quickly just to close a file.

License #FL-PA-04287

Verified Florida-licensed specialist

Our network

Licensed Florida professionals — vetted for results

We don’t handle your claim ourselves. We connect you with the right licensed specialist for your specific situation, free of charge.

Public Adjusters

Florida-licensed PAs who represent only homeowners — never insurance companies — and negotiate the full scope of your loss.

Roofing & Restoration Contractors

Licensed Florida contractors experienced with insurance scopes, Xactimate pricing and code-compliant repairs.

Insurance Attorneys

First-party property attorneys for denied claims, bad-faith carrier conduct and Florida's evolving statutes of limitation.

How it works

From damaged roof to fair settlement in four steps

A simple, low-pressure process built around the homeowner. Most reviews are scheduled within 24 hours.

01

Start With Your Damage — It Takes 2 Minutes

Tell us what happened, where your property is, and whether you’ve already filed a claim. That’s all we need to get started.

02

The Right Expert, Matched to Your Situation

We connect you with a licensed roofer, public adjuster, or attorney based on your specific claim. They’ll reach out within 24 hours ready to help.

03

From Inspection to Settlement — They've Got It Covered

Your specialist handles it all: inspecting the property, documenting the damage, reviewing your policy, preparing the claim, and negotiating with your insurer until you get what you’re owed.

04

Paid What You're Owed

Once negotiations are complete, your specialist walks you through the final steps and keeps you informed until the money is in your hands.

Free Claim Review

Don't leave money on the table

Most Florida homeowners accept the first settlement offer without realizing they’re entitled to much more. A free claim review takes two minutes — and could save you thousands.